Health Plans

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As a health plan, by now Consumer Driven Healthcare (CDH) is a familiar concept for you. The premise is simple: if consumers see the actual cost of services and are given incentives to control these costs, then they will change their behavior and overall healthcare costs will go down. But the data shows that the industry can do much better – adoption of CDH, though growing, is still low.

You’ve found that it’s not as simple as simply offering high deductible health plans (HDHPs) coupled with health savings accounts (HSAs) and other flexible benefit accounts. Though in the past your primary focus may have been institutional customers (employers), brokers, and members – the new world is all about the consumer! More so than ever before, you must focus on empowering and enabling consumers.

There are new considerations. How can you help consumers evaluate potential plans and enroll in the plan that is right for them? How can you support their short- and long-term health and wealth needs? How do you educate them on essential wellness and preventative strategies? They will need access to trustworthy and comprehensive cause, effect, and treatment information to aid in healthcare decision-making. The will need cost saving tips and strategies to manage their new healthcare financial responsibilities. And more!

As a result, you must rethink your role. You must consider what you need to do in order to drive adoption and empower consumers in this new CDH world. Your focus must shift from simply taking care of members to driving enrollment, and supporting both consumers and employers as they take ownership of their new CDH responsibilities.

At Metavante Healthcare Payment Solutions, we empower health plans to provide technological and financial solutions that meet the requirements of consumers and employers. No matter what your challenge, Metavante’s single administrative value chain can get the job done – it includes:

Consumer Driven Healthcare Solutions

  • HealthID – ID/eligibility and combination ID/payment cards
  • BenSoft - flexible benefits administration software
  • Metavante HSA – banking and investment technology
  • WealthCare Card – multi purse benefit debit card
  • WealthCare Portal – health and wealth education & decision support

Health & Financial Network Solutions

  • HealthGateway – online medical provider portal to health plans
  • ClaimRemit and ClaimPay – post-adjudication medical & benefits claim payment and remittance distribution
  • HealthCollect – medical receivables process management